Inside claiOS
The platform underneath the price.
Your rate is lower because your deals run somewhere better. Same place you write the deal, now the place you buy your coverage.
We are opening early access to E&O coverage built into claiOS and backed by FIG's A.M. Best A-rated paper. Compliance is enforced inside every deal you run, so your book is lower risk, and you buy direct with no broker markup. Join the list and we will bring you your number first.
We will reach out with your coverage match and your price before we open to everyone. Questions in the meantime? Reply to the confirmation email and a real person will answer.
Your rate is lower because your deals run somewhere better. Same place you write the deal, now the place you buy your coverage.
This is not a promotional rate that resets at renewal. The price is lower because the cost of the risk and the cost of distribution are both lower by design.
Compliance is enforced inside every deal on claiOS instead of being bolted on afterward, so Clai books make fewer of the mistakes that turn into E&O claims. A traditional carrier prices uncertainty. We engineer it down at the source, then price the lower risk.
Coverage is offered directly through the platform to agents and brokerages already running deals on claiOS, which skips the traditional broker and intermediary margin. That saved cost comes straight back to you as a lower price.
Most E&O claims start with a small miss. A form left out, a signature taken out of order, a document nobody can find later. claiOS closes those gaps while the deal is still open.
Clai fills the fields, checks what is required for representation, and captures signatures in the right order. Agents stop guessing, and the paperwork stops being the risk.
Requested items, uploads and executed files live in one vault with a timestamped trail. When a question comes years later, the answer is one click away, which is exactly what a carrier wants to see.
The bigger your team, the bigger the check you stop writing. Here is what a 20% cut gives back, by brokerage size.
| Brokerage | Annual E&O spend* | Saved at 20% |
|---|---|---|
| 15 agents | $9,750 | $1,950 |
| 30 agents | $19,500 | $3,900 |
| 100 agents | $65,000 | $13,000 |
| 400 agents | $260,000 | $52,000 |
No forms to chase and no broker to call. Add your name, hand us your current policy, and see your number first.
Drop in your email and tell us how many agents you cover. That is the whole sign up, and it takes about a minute.
Send your current declarations page and our AI reads your limits, deductibles and endorsements, then rebuilds equal or better coverage line for line.
Early access members get their price, their coverage match and the exact dollars saved before we open to everyone.
Running your deals on claiOS is what makes your book lower risk, so it is how you earn the best rate. You can join early access first and decide after you see your number.
FIG. Clai builds the software, the compliance and the pricing data. FIG brings the A.M. Best A-rated paper, the underwriting, the state filings and claims handling.
No. Up to 20% is our target based on a lower risk book and direct distribution. Your final premium depends on underwriting, your state and your current coverage.
No. We match your existing limits, deductibles and endorsements, or better. If we cannot match your coverage, we will tell you.
We are rolling out state by state. Joining the list puts you in the first group we contact in your state, and there is no obligation to buy.
Clai E&O is opening soon. Join the list and be first to see what your coverage should really cost.
We will be in touch with your coverage match and your price before early access opens more widely.